Savings9 min read
The December Spending Trap
*Your January Self Will Thank You for Reading This * Every December comes with the same energy: travel plans everywhere,...
By Juliet BabatundeDecember 8, 2025
Decentralized Savings Protocol
Give Tomorrow a Soft LandingBreathe Easier, Save with BitSave
Your Onchain Savings Nest. The SaveFi Protocol helping income earners save onchain
Multi-Chain Support
Save seamlessly across leading blockchain networks
Base
Coinbase L2
USDCUSDGLO
Celo
Mobile-first
USDGLOcUSDUSDCGooddollar
Lisk
Ethereum L2
USDC
More networks coming soon •Cross-chain compatible
Trusted by savers worldwide
🇺🇸United States
🇬🇧United Kingdom
🇩🇪Germany
🇫🇷France
🇯🇵Japan
🇨🇦Canada
🇦🇺Australia
🇳🇱Netherlands
🇨🇭Switzerland
🇸🇬Singapore
🇰🇷South Korea
🇧🇷Brazil
🇮🇳India
🇮🇹Italy
🇪🇸Spain
🇸🇪Sweden
🇳🇴Norway
🇩🇰Denmark
🇫🇮Finland
🇧🇪Belgium
🇦🇹Austria
🇵🇹Portugal
🇮🇪Ireland
🇳🇿New Zealand
🇲🇽Mexico
🇦🇷Argentina
🇨🇱Chile
🇿🇦South Africa
🇮🇱Israel
🇦🇪UAE
🇺🇸United States
🇬🇧United Kingdom
🇩🇪Germany
🇫🇷France
🇯🇵Japan
🇨🇦Canada
🇦🇺Australia
🇳🇱Netherlands
🇨🇭Switzerland
🇸🇬Singapore
🇰🇷South Korea
🇧🇷Brazil
🇮🇳India
🇮🇹Italy
🇪🇸Spain
🇸🇪Sweden
🇳🇴Norway
🇩🇰Denmark
🇫🇮Finland
🇧🇪Belgium
Simple Process
How It Works
Start your crypto savings journey in three simple steps
01
Connect Wallet
Compatible with Coinbase wallet, MetaMask, WalletConnect, and other popular wallets.
02
Fund Your Wallet
Deposit any stable coin like USDC into your connected wallet. We support a wide range of stable coins.
03
Create Your Savings
With just a few clicks; choose your assets, set your savings goals, and save for your rent, schoolfees, vacation etc.
Today's Problems
Today's Savings Problems
Ifeanyi is a
web3 UserProblem 1
Ifeanyi earns from his Web3 job and wants to save onchain, but there aren't any savings protocols—only investments protocols (DeFi).
Problem 2
If Ifeanyi saves with a DeFi protocol, he'll have to deal with complex DeFi UX and also lose his savings to market volatility.
Problem 3
Ifeanyi also doesn't want to get tempted to touch his rent savings, by risking it in a degen trade to make a quick 2x.
Rukevwe
saves with banksProblem 1
Rukevwe wants to avoid the Inflation on her local currency and the devaluation that affects her savings
Problem 2
She tried to save in dollars through her banks but she needed to have at least $100 to begin, and the fees were expensive.
Problem 3
Her friend told her about using DeFi protocols, but she couldn't understand the UX.
The Solution
The Bitsave Solution
Simple UX Design
Intuitive interface designed for both Web3 natives and newcomers.
Goal-Based Locked Savings
Set savings goals and lock your funds until you reach them.
Earn $BTS Tokens on Savings
Get rewarded with $BTS tokens for consistent saving habits.
Secured with Child-Parent Contract
Enhanced security through our innovative contract structure.
Simple UX Design
Intuitive interface designed for both Web3 natives and newcomers.
Goal-Based Locked Savings
Set savings goals and lock your funds until you reach them.
Earn $BTS Tokens on Savings
Get rewarded with $BTS tokens for consistent saving habits.
Secured with Child-Parent Contract
Enhanced security through our innovative contract structure.
Simple UX Design
Intuitive interface designed for both Web3 natives and newcomers.
Goal-Based Locked Savings
Set savings goals and lock your funds until you reach them.
Earn $BTS Tokens on Savings
Get rewarded with $BTS tokens for consistent saving habits.
Secured with Child-Parent Contract
Enhanced security through our innovative contract structure.
Market Opportunity
The SaveFi Market Opportunity
Web3 already has DeFi, Bitsave introduces SaveFi, a trend that normalizes onchain savings rather than onchain investments.
70%+
of onchain users engage in frequent trading, with no structured savings behavior.
60%+
of Web3 income earners admit to dipping into savings meant for essentials like rent, tuition, or bills.
Market Size
190,000+ people currently earn from web3 jobs, but no onchain Savings protocol exists in web3 to serve them.
Stablecoin Adoption
Stable coins are getting increased adoption in web2 spaces and African regions like Shopify enabling USDC payments. The next urgent need is not spending tools, but savings tools.
Bitsave fills this gap by offering SaveFi
Powerful Features
Key Features
Designed for growth, ease, and peace of mind - everything you need for successful crypto savings
Designed for Secure Savings
Bitsave provides goal-based savings plans with non-custodial smart contracts; you own your funds, withdraw your savings at any time.
Strategy: Stable & Secure SavingsEnables recurring stablecoin savings, no risks of market volatility on your stable coin savings.
Designed for Simplicity
Experience a clean and intuitive savings experience, on-chain savings easier than saving in a traditional account.
Strategy: No DeFi Jargon, Just Simple Savings,No complex staking, yield farming, or trading—just secure, goal-based savings with a user-friendly interface
Designed for Security & Control
Peace of mind with a non-custodial savings model, users have full control of their savings.
Strategy: Parent-child Smart Contracts structure for Security Each savings plan is stored in a user-owned smart contract (child contract), reducing risks of hacks or centralized failures. No pooled funds. Just secure, private savings.
Latest from Our Blog
Stay updated with the latest insights, tips, and news about financial wellness and smart saving strategies.
Meet Our Team
The Minds Behind
BitSave
A passionate team of DeFi experts and builders dedicated to revolutionizing crypto savings.
Common Questions
Frequently Asked Questions
Everything you need to know about savings with BitSave's innovative crypto platform
01
What fees do I pay to use BitSave?
You pay a $1 fee per savings plan, split evenly between the CryptoSmart wallet (for operational costs) and the Buy Back Wallet (for $BTS buybacks).
02
Can I create multiple savings plans?
Yes, users can create multiple savings plans, each with its own principal, lock period, and penalty settings (10%–30%).
03
What is the penalty for breaking a savings plan?
You set the penalty (10%–30% of your savings) when creating the plan. If you break it early, this penalty is deducted and sent to the CryptoSmart wallet.
04
Still have questions?
Our team is available 24/7 to help you with any questions about BitSave. We're here to support your crypto savings journey.
